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Back in January, I told you all about Swagbucks and shared my goal of paying for Christmas 2010 using Amazon Gift Cards earned through Swagbucks.

In February, I shared a little more about what I have learned about Swagbucks (including adding the toolbar) and I reported that I had earned $30 worth of Amazon gift Cards from my Swagbucks.

I keep learning new things about Swagbucks: some good and some bad.

Good: Did you know that if you use the Swagbucks Toolbar you will randomly earn Swagbucks? I typically have my search engine open all day, but the couple of times that I closed it and then re-opened it, I got a message that said I earned a Swagbuck just for using the Toolbar! Well, that was easy!

Good: One of my friends saw a Facebook Status update where I recommended adding the Toolbar as a way to increase SB earnings. She warned me that I was allowing spyware. Of course, that made me do a little search about Swagbucks and spyware (especially since I had never heard of an issue with SBs and spyware and had never experienced any problems myself.) My little search led me to the Norton Antivirus site where they have given Swagbucks a “This Site Is Good” rating. Whew! Rest assured, you are not allowing spyware. And, really, if there had been a problem with spyware then it would have been caught months ago and millions of users (who are racking up the free gift cards) ago.

Good: Referrals are GOOD!! I can’t even tell you how quickly you accumulate Swagbucks when you have referrals. This leads me to the bad …

Before I launch into the bad, please keep in mind that Swagbucks is FREE MONEY. Money that I would not have earned if I had not switched my search engine from Google to Swagbucks. ALL I did was install the toolbar and start searching . . . and then eventually redeem my SBs for gift cards.

Bad: I learned that you can only redeem for 2 prizes per day.

Bad: You can only redeem for 5 of the same prize per month. That means that I can only grab Five $5 Amazon Gift Cards per month. At that rate, the most I hope to earn (keeping in mind that I only redeemed for one in January) is $280. Nuthin’ to sneeze at, but we need a little more than that to pay for the ENTIRE Christmas. So, over the last few days I’ve been cashing in my Swagbucks for $5 Amazon Gift Cards, and then I can’t grab any more because I hit my limit. It’s a pain.

I think I impulse shopped this morning, and I might regret it next month. See, I had all these Swagbucks burning a hole in my pocket. I grabbed a $25 Gift Card. {gasp!} I KNOW! I paid WAY too much!! I could have grabbed seven $5 cards for the cost of one $25 card . . . but you see, I can’t grab seven $5 cards. My limit is five! Now do you forgive me? (And Sally M, this is all your fault! LOL!)

SO, it’s March, and I have earned another $50 in Amazon Gift Cards, bringing my total to $80!! YAY!

Now, hopefully I’ll get more referrals and you all will install that Swagbucks Toolbar and join me on a quest to pay for Christmas 2010.

What do you think?

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